Law Office of James H. Guest, L.L.C.
Phone: 303-292-2992

How Much Is My Personal Injury Claim Worth?

Factors that can impact the value of a personal injury claim

A cement truck T-bones your new SUV, and you're lucky to be alive. You may even be shocked and dismayed that, after having submitted the appropriate car accident and personal injury claim, the insurance company only offers you a fraction of what your claim may be worth. The amount of the settlement check may be so low that you laugh at first, and then cry. Don't cash the check - instead, get a personal injury lawyer.An experienced attorney can review the details of your case and help you negotiate for the full amount of compensation you may deserve. While the following sheds some light on the various factors that can impact the value of personal injury claims, contact a Denver personal injury lawyer at the Law Office of James H. Guest, LLC when you are ready for some specific answers pertaining to your situation.

Accident Claim Value Factors

Here is a list of the factors that can affect the value of a personal injury claim:

Special Damages:

  • Medical Costs: This includes all of your medical bills relating to your accident, everything from the initial emergency room visit or to follow up visits that may happen months or possibly years from now.
  • Personal Loses: This includes any personal property (laptop, iPad, prescription glasses, jewelry, smart phone) damaged or lost as a result of the personal injury accident, including broken items, damaged or totaled vehicles, and repairs.
  • Additional Expenses: These includes your out-of-pocket expenses, such as prescriptions and over-the-counter medicine, bandages, walker, cane, crutches, salves, therapeutic treatments, parking fees, mileage to and from a doctor's office, and rental car expenses.
  • Lost Wages: This includes any income forfeited because you weren't able to work due to debilitating injuries or suffering related to your accident.


Proving special damages just requires keeping invoices, bills, receipts, and it doesn't hurt to keep a journal.

General Damages: This category can be much more difficult to prove than special damages, as these losses cannot typically quantified via receipts, invoices or bills.

  • Short- and Long-term Pain & Suffering: This includes your short- or long-term pain and/or permanent impairment.
  • Mental & Emotional Suffering: Whether you've become permanently disabled or you lost a loved one in an accident, you'll most likely experience emotional bereavement. The results of this come any many forms, like loss of appetite to loss of sleep, anxiety, PTSD, fear of driving, etc. Therapy may even be necessary to deal with and overcome these psychological impacts.
  • Loss of Consortium: This includes impacts to your quality of life and/or relationships due to the injuries.

Punitive Damages: Not awarded in every case, this type of award is intended to punish the guilty party and deter similar negligent actions in the future.

Contact a Denver Personal Injury Lawyer at the Law Office of James H. Guest, LLC

If you or a loved one has been injured in an auto accident or by any form of negligence, contact a Denver personal injury lawyer at the Law Office of James H. Guest, LLC for help with your financial recovery.

Call (303) 872-5283 or (888) 841-6593 or email us via the contact form on this page. We offer free initial consultations, and there is no fee for our services if there is no recovery in your case.

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Law Office of James H. Guest, L.L.C. 475 17th Street, Suite 960 Denver, CO 80202 Phone: 303-292-2992 Fax: 303-292-2882 Denver Law Office Map